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 	  <title>TR &gt; Benefits</title>
		<link>http://www.treasuryandrisk.com</link>
		<copyright>Copyright 2008 Treasury &amp; Risk</copyright>
		<description>The Future of Finance Today</description>
		<language>en-us</language>
		<image>
			<url>http://209.73.25.85/images/treasury-and-risk-logo.gif</url>
			<title>TR &gt; Benefits</title>
			<link>http://www.treasuryandrisk.com</link>
		</image>
        		<item>
            <title>Anemic CDHP Enrollment</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/healthcare/1312</link>
            <pubDate>Thu, 1 May 2008 00:00:00 -0400</pubDate>
            <dc:creator>Beth  Karlin</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/healthcare/1312</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Consumer-driven health plans offer companies the promise of dramatic savings on insurance costs, but only if enrollment grows. Otherwise, they could remain a niche product</p>
            ]]></content:encoded>
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            <title>Are Rates Ready to Rise?</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/benefits/1093</link>
            <pubDate>Mon, 1 Oct 2007 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/benefits/1093</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>The subprime mortgage meltdown could make it harder for risk managers to purchase D&O policies, even after a downward trend in prices</p>
            ]]></content:encoded>
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            <title>You want to be healthy but at what price? </title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1074</link>
            <pubDate>Tue, 11 Sep 2007 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1074</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>While few would argue with employers’ desires to contain healthcare costs and get the greatest value for their dollars, just how to achieve those results is a matter of debate. </p>
            ]]></content:encoded>
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            <title>News of their death may have been premature </title>
            <link>http://www.treasuryandrisk.com/topic/benefits/benefits/1077</link>
            <pubDate>Tue, 11 Sep 2007 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/benefits/1077</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>After years on the endangered species list, defined benefit (DB) plans have halted what many considered their slide toward extinction, according to two new surveys by benefits consultant Watson Wyatt Worldwide. </p>
            ]]></content:encoded>
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            <title>Making Health Pay Off</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1067</link>
            <pubDate>Wed, 5 Sep 2007 00:00:00 -0400</pubDate>
            <dc:creator>Robert Rosenberg</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1067</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>When it comes to wellness programs, money talks. And now that the the rules governing cash incentives have been clarified, a growing number of companies are making offers few employees can refuse</p>
            ]]></content:encoded>
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            <title>Expect to see lots more HSAs</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/benefits/1014</link>
            <pubDate>Tue, 10 Jul 2007 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/benefits/1014</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Consulting group Financial Insights predicts that 2007 will be the year health savings accounts (HSAs) take off.</p>
            ]]></content:encoded>
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        		<item>
            <title>The golden years will still be golden for some</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/retirement/1006</link>
            <pubDate>Tue, 19 Jun 2007 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/retirement/1006</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>While companies have been busy closing, freezing or even terminating defined benefit (DB) plans for employees, there is one group that still seems to have a guaranteed retirement package awaiting them: CEOs at Standard & Poor’s 500 companies.</p>
            ]]></content:encoded>
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            <title>Rolling Up Sleeves</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/990</link>
            <pubDate>Fri, 1 Jun 2007 00:00:00 -0400</pubDate>
            <dc:creator>Robert Rosenberg</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/990</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Employers appear to be getting serious about embracing health management initiatives that improve employee health</p>
            ]]></content:encoded>
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            <title>Revolution for HSA</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/930</link>
            <pubDate>Sun, 1 Apr 2007 00:00:00 -0400</pubDate>
            <dc:creator>Charles  Young</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/930</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Health savings accounts have been touted as the future of healthcare. But now Steve Case’s ConnectYourCare, in partnership with banks, is working to make employees see that as a good thing</p>
            ]]></content:encoded>
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            <title>One Bill No One Wants to Pay</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/931</link>
            <pubDate>Sun, 1 Apr 2007 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/931</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p></p>
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            <title>Back from the Dead</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/699</link>
            <pubDate>Thu, 1 Mar 2007 00:00:00 -0500</pubDate>
            <dc:creator>Robert Rosenberg</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/699</guid>
            <description><![CDATA[
            There has been considerable hand wringing over the fate of defined benefit plans. But, thanks to a combination of economic and legislative factors, DB plans have a new lease on life for once-skeptical companies             ]]></description>
            <content:encoded><![CDATA[
            <p><em>There has been considerable hand wringing over the fate of defined benefit plans. But, thanks to a combination of economic and legislative factors, DB plans have a new lease on life for once-skeptical companies </em></p>
            <p>There has been considerable hand wringing over the fate of defined benefit plans. But, thanks to a combination of economic and legislative factors, DB plans have a new lease on life for once-skeptical companies </p>
            ]]></content:encoded>
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            <title>Take Your Medicine</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/668</link>
            <pubDate>Thu, 1 Feb 2007 00:00:00 -0500</pubDate>
            <dc:creator>Robert Rosenberg</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/668</guid>
            <description><![CDATA[
            Gov. Schwarzenegger's plan calling for universal healthcare coverage in california is bold in scope and detail—and along with activity in other states, could elevate the debate to the national stage            ]]></description>
            <content:encoded><![CDATA[
            <p><em>Gov. Schwarzenegger's plan calling for universal healthcare coverage in california is bold in scope and detail—and along with activity in other states, could elevate the debate to the national stage</em></p>
            <p>Gov. Schwarzenegger's plan calling for universal healthcare coverage in california is bold in scope and detail—and along with activity in other states, could elevate the debate to the national stage</p>
            ]]></content:encoded>
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        		<item>
            <title>Healthcare in a Click</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/717</link>
            <pubDate>Mon, 1 Jan 2007 00:00:00 -0500</pubDate>
            <dc:creator>John Labate</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/717</guid>
            <description><![CDATA[
            No one loves having to wade through healthcare plan options, but with online tools by Asparity, employees can find the plan that best suits them and employers receive data that can improve their policies            ]]></description>
            <content:encoded><![CDATA[
            <p><em>No one loves having to wade through healthcare plan options, but with online tools by Asparity, employees can find the plan that best suits them and employers receive data that can improve their policies</em></p>
            <p>No one loves having to wade through healthcare plan options, but with online tools by Asparity, employees can find the plan that best suits them and employers receive data that can improve their policies</p>
            ]]></content:encoded>
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        		<item>
            <title>Time For A Pool Party</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/618</link>
            <pubDate>Wed, 1 Nov 2006 00:00:00 -0500</pubDate>
            <dc:creator>Robert Rosenberg</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/618</guid>
            <description><![CDATA[
            DB Plans are hard enough to manage in one country, but as companies go global and are entrusted with plans under different regulatory and tax systems, they must come up with new economies of scale              ]]></description>
            <content:encoded><![CDATA[
            <p><em>DB Plans are hard enough to manage in one country, but as companies go global and are entrusted with plans under different regulatory and tax systems, they must come up with new economies of scale  </em></p>
            <p>DB Plans are hard enough to manage in one country, but as companies go global and are entrusted with plans under different regulatory and tax systems, they must come up with new economies of scale  </p>
            ]]></content:encoded>
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        		<item>
            <title>A Contrarian View Of Executive Compensation... Federal Payout Keeps Pace With The Private Sector</title>
            <link>http://www.treasuryandrisk.com/topic/risk/559</link>
            <pubDate>Fri, 1 Sep 2006 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/risk/559</guid>
            <description><![CDATA[
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            <content:encoded><![CDATA[
            <p><em></em></p>
            <p></p>
            ]]></content:encoded>
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            <title>A Legislated Shortcut</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/564</link>
            <pubDate>Fri, 1 Sep 2006 00:00:00 -0400</pubDate>
            <dc:creator>Robert Rosenberg</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/564</guid>
            <description><![CDATA[
            The pension protection Act may have helped defined contribution plans more than defined benefit by giving a thumbs-up to automatic enrollment&mdash;an easy, but valuable, enhancement to a 401(k) plan            ]]></description>
            <content:encoded><![CDATA[
            <p><em>The pension protection Act may have helped defined contribution plans more than defined benefit by giving a thumbs-up to automatic enrollment&mdash;an easy, but valuable, enhancement to a 401(k) plan</em></p>
            <p>The pension protection Act may have helped defined contribution plans more than defined benefit by giving a thumbs-up to automatic enrollment&mdash;an easy, but valuable, enhancement to a 401(k) plan</p>
            ]]></content:encoded>
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            <title>Inventing The Stretchable Retirement Dollar</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/453</link>
            <pubDate>Sat, 1 Oct 2005 00:00:00 -0400</pubDate>
            <dc:creator>Susan Kelly</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/453</guid>
            <description><![CDATA[
            Faced with the increased longevity of employees, plan sponsors start to toy with annuities as a way to ensure that savings last through retirement             ]]></description>
            <content:encoded><![CDATA[
            <p><em>Faced with the increased longevity of employees, plan sponsors start to toy with annuities as a way to ensure that savings last through retirement </em></p>
            <p>Faced with the increased longevity of employees, plan sponsors start to toy with annuities as a way to ensure that savings last through retirement </p>
            ]]></content:encoded>
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        		<item>
            <title>Spoon-feeding Employees Healthy Dollops Of 401(k)</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/benefits/419</link>
            <pubDate>Wed, 1 Jun 2005 00:00:00 -0400</pubDate>
            <dc:creator>Susan Kelly</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/benefits/419</guid>
            <description><![CDATA[
            Plan sponsors attempt to turn worker inertia into a plus by making employees opt out of automatic signup for defined contribution plans            ]]></description>
            <content:encoded><![CDATA[
            <p><em>Plan sponsors attempt to turn worker inertia into a plus by making employees opt out of automatic signup for defined contribution plans</em></p>
            <p>Plan sponsors attempt to turn worker inertia into a plus by making employees opt out of automatic signup for defined contribution plans</p>
            ]]></content:encoded>
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            <title>The 2004 Alexander Hamilton Award Winners</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/retirement/312</link>
            <pubDate>Fri, 1 Oct 2004 00:00:00 -0400</pubDate>
            <dc:creator>Susan Kelly</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/retirement/312</guid>
            <description><![CDATA[
            Lucent wins overall excellence in Treasury & Risk Management's 9th annual Alexander Hamilton Award in treasury            ]]></description>
            <content:encoded><![CDATA[
            <p><em>Lucent wins overall excellence in Treasury & Risk Management's 9th annual Alexander Hamilton Award in treasury</em></p>
            <p>Lucent wins overall excellence in Treasury & Risk Management's 9th annual Alexander Hamilton Award in treasury</p>
            ]]></content:encoded>
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        		<item>
            <title>Two Views Of Health Care</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/benefits/328</link>
            <pubDate>Fri, 1 Oct 2004 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/benefits/328</guid>
            <description><![CDATA[
            No choice? Bush and Kerry propose radically different solutions            ]]></description>
            <content:encoded><![CDATA[
            <p><em>No choice? Bush and Kerry propose radically different solutions</em></p>
            <p>No choice? Bush and Kerry propose radically different solutions</p>
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