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 	  <title>TR &gt; Retirement &amp; Benefits</title>
		<link>http://www.treasuryandrisk.com</link>
		<copyright>Copyright 2008 Treasury &amp; Risk</copyright>
		<description>The Future of Finance Today</description>
		<language>en-us</language>
		<image>
			<url>http://209.73.25.85/images/treasury-and-risk-logo.gif</url>
			<title>TR &gt; Retirement &amp; Benefits</title>
			<link>http://www.treasuryandrisk.com</link>
		</image>
        		<item>
            <title>Anemic CDHP Enrollment</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/healthcare/1312</link>
            <pubDate>Thu, 1 May 2008 00:00:00 -0400</pubDate>
            <dc:creator>Beth  Karlin</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/healthcare/1312</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Consumer-driven health plans offer companies the promise of dramatic savings on insurance costs, but only if enrollment grows. Otherwise, they could remain a niche product</p>
            ]]></content:encoded>
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            <title>Pensions Get a Red Eye</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1304</link>
            <pubDate>Tue, 8 Apr 2008 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1304</guid>
            <description><![CDATA[
                        ]]></description>
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            <p><em></em></p>
            <p>Just one week after a UBS Global Asset Management survey indicated that U.S. pension funding ratios fell an average 11% in the first quarter and 24% in the past nine months, a Mercer survey found that changes in the value of the assets and liabilities of S&P 1500 companies’ pension plans wiped a collective $70 billion off their balance sheets.</p>
            ]]></content:encoded>
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        		<item>
            <title>Fasten Your Seat Belt: Bumpy Ride Ahead</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1285</link>
            <pubDate>Tue, 1 Apr 2008 00:00:00 -0400</pubDate>
            <dc:creator>Beth  Karlin</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1285</guid>
            <description><![CDATA[
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            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Many pension plans could end up in deep trouble with investors when the next phase of accounting rules kicks in  </p>
            ]]></content:encoded>
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            <title>Treasury &amp; Risk Retirement Survey</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1293</link>
            <pubDate>Tue, 1 Apr 2008 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1293</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>With pressures mounting on retirement plans from a growing population of old people and sweeping changes in accounting rules,
finance executives in the 2008 Treasury & Risk Retirement Survey seem ready to consider more substantial overhauls to institutions, such as the 401(k)</p>
            ]]></content:encoded>
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        		<item>
            <title>Monthly Check-in</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1256</link>
            <pubDate>Sat, 1 Mar 2008 00:00:00 -0500</pubDate>
            <dc:creator>Beth  Karlin</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1256</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Annuities have rarely been the investment option of choice for most, but a couple of new products could let 401(k) participants reap some of the benefits of an investment that guarantees payouts for life </p>
            ]]></content:encoded>
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            <title>FASB strikes again!</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1248</link>
            <pubDate>Tue, 19 Feb 2008 00:00:00 -0500</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1248</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>The Financial Accounting Standards Board (FASB) is considering requiring corporations to provide more details about pension plan allocations, including alternative investments. FASB says it is responding to shareholder demands for more transparency so they can better gauge portfolio risks. </p>
            ]]></content:encoded>
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            <title>A Better Way to Default</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1176</link>
            <pubDate>Fri, 28 Dec 2007 00:00:00 -0500</pubDate>
            <dc:creator>Beth  Karlin</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1176</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>With automatic enrollment quickly becoming a standard, companies are looking for better returns on the default options they offer 401(k) participants who don’t like to choose</p>
            ]]></content:encoded>
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            <title>Gold AHA Award Winner in Retirement</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/retirement/1133</link>
            <pubDate>Tue, 6 Nov 2007 00:00:00 -0500</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/retirement/1133</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>SUN MICROSYSTEMS INC.</p>
            ]]></content:encoded>
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            <title>Silver AHA Award Winner in Retirement</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/retirement/1134</link>
            <pubDate>Tue, 6 Nov 2007 00:00:00 -0500</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/retirement/1134</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>HALLIBURTON CO.</p>
            ]]></content:encoded>
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            <title>Bronze AHA Award Winner in Retirement</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/retirement/1135</link>
            <pubDate>Tue, 6 Nov 2007 00:00:00 -0500</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/retirement/1135</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>SAP AMERICA</p>
            ]]></content:encoded>
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            <title>No Mental Block</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/healthcare/1148</link>
            <pubDate>Tue, 6 Nov 2007 00:00:00 -0500</pubDate>
            <dc:creator>Beth  Karlin</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/healthcare/1148</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Mental illness may be on the road to getting the same kind of coverage that physical ailments do, thanks to congress. The good news is that employers may actually see some unexpected cost savings </p>
            ]]></content:encoded>
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            <title>You want to be healthy but at what price? </title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1074</link>
            <pubDate>Tue, 11 Sep 2007 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1074</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>While few would argue with employers’ desires to contain healthcare costs and get the greatest value for their dollars, just how to achieve those results is a matter of debate. </p>
            ]]></content:encoded>
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            <title>Some want to trade profits for nonprofits</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1076</link>
            <pubDate>Tue, 11 Sep 2007 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1076</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>When it comes to retirement, many finance executives are walking away from the corporate world years earlier than their father’s generation.</p>
            ]]></content:encoded>
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            <title>A Way to Live Long And Large</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/retirement/1061</link>
            <pubDate>Wed, 5 Sep 2007 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/retirement/1061</guid>
            <description><![CDATA[
                        ]]></description>
            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Given the potential for many baby boomers to outlive their retirement savings, companies should consider adding annuities to 401(k) plans, according to a recent report by Watson Wyatt Investment Consulting.</p>
            ]]></content:encoded>
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            <title>Making Health Pay Off</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1067</link>
            <pubDate>Wed, 5 Sep 2007 00:00:00 -0400</pubDate>
            <dc:creator>Robert Rosenberg</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1067</guid>
            <description><![CDATA[
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            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>When it comes to wellness programs, money talks. And now that the the rules governing cash incentives have been clarified, a growing number of companies are making offers few employees can refuse</p>
            ]]></content:encoded>
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            <title>Hitting the Target</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/1038</link>
            <pubDate>Wed, 25 Jul 2007 00:00:00 -0400</pubDate>
            <dc:creator>Robert Rosenberg</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/1038</guid>
            <description><![CDATA[
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            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Verizon used the decision to freeze its DB plan as an impetus for overhauling and improving its target date retirement funds</p>
            ]]></content:encoded>
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            <title>Rolling Up Sleeves</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/990</link>
            <pubDate>Fri, 1 Jun 2007 00:00:00 -0400</pubDate>
            <dc:creator>Robert Rosenberg</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/990</guid>
            <description><![CDATA[
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            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Employers appear to be getting serious about embracing health management initiatives that improve employee health</p>
            ]]></content:encoded>
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            <title>Retiring in Steps </title>
            <link>http://www.treasuryandrisk.com/topic/benefits/956</link>
            <pubDate>Tue, 1 May 2007 00:00:00 -0400</pubDate>
            <dc:creator>Robert Rosenberg</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/956</guid>
            <description><![CDATA[
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            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Thanks to changes in pension laws, phased retirement is suddenly an option-and both employers and employees are interested </p>
            ]]></content:encoded>
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            <title>Revolution for HSA</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/930</link>
            <pubDate>Sun, 1 Apr 2007 00:00:00 -0400</pubDate>
            <dc:creator>Charles  Young</dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/930</guid>
            <description><![CDATA[
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            <content:encoded><![CDATA[
            <p><em></em></p>
            <p>Health savings accounts have been touted as the future of healthcare. But now Steve Case’s ConnectYourCare, in partnership with banks, is working to make employees see that as a good thing</p>
            ]]></content:encoded>
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            <title>One Bill No One Wants to Pay</title>
            <link>http://www.treasuryandrisk.com/topic/benefits/931</link>
            <pubDate>Sun, 1 Apr 2007 00:00:00 -0400</pubDate>
            <dc:creator></dc:creator>
            <category>Finance</category>
            <guid isPermaLink="false">http://www.treasuryandrisk.com/topic/benefits/931</guid>
            <description><![CDATA[
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            <p><em></em></p>
            <p></p>
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