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Manipulation flourished for years, even after bank supervisors were notified.
Central bank says it will keep rates low as long as the jobless rate is above 6.5%.
Critics fear new revenue recognition standard might leave door open for more abuses.
Police arrest five employees at banks Frankfurt headquarters.
Bank will pay $1.9 bln and enter a deferred prosecution agreement with U.S. Justice Department.
Company shifted $9.8 bln in revenue to no-tax Bermuda last year, almost double the total from 2008.