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Cooperation Key to Future of Payments

The U.S. payments system is facing a defining moment. New technologies and industry participants are changing users’ perceptions of payments while regulatory initiatives designed to improve safety and to address expectations around speed and convenience have been introduced. Evolution is essential but the absence of appropriate dialog—between merchants, banks, payment processors and technology providers—in the development of new payments models means that meaningful advances in U.S. payments have been limited.

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