Small-business employees will have to wait a year before they can choose their own medical coverage after the Obama administration delayed implementation of a provision in the 2010 U.S. health-care law.

Starting in 2014, workers at companies with fewer than 100 employees were supposed to have been able to choose from a variety of health plans through new small-business insurance marketplaces. They'll instead wait until at least 2015, according to regulations released by the U.S. Department of Health and Human Services.

In the meantime, small-business employees will face a situation similar to what most companies offer, with their employers choosing the coverage. Health insurers will still offer the plans, though they'll be competing for business from companies, not individuals.

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