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More flooding in the Philippines could damage call centers and suppliers.
Fledgling ratings service fills gaps left by competitor fumbles.
Unum survey shows 28% of employees say morale at their companies has declined in last year.
Increase highlights pressure on asset quality as economy weakens.
Prime Minister Rajoy risks riling European policymakers to avoid social unrest.
N.Y. Fed President William C. Dudley calls for capital buffers, withdrawal limits for funds.