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The stock market is up. So are foreclosures. Jobs are still disappearing. Short-term interest rates are effectively zero unless you are renegotiating a bank revolver. Goldman and Morgan Stanley are operating under bank charters and bank regulation. Over-the-counter derivatives are on death watch. Washington is at war with itself. What in the world will the future bring for sensible treasury executives who are trying to plot a safe course in a topsy-turvy environment?

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