DONNA MISKIN:  I'd like for the Technology Excellence panel to come on up. First, I want to introduce our moderator. Craig Jeffery is founder and managing partner of Strategic Treasurer, a treasury consulting firm in Atlanta, Ga. With nearly 25 years of financial and treasury experience as a practitioner and consultant, he enables his clients to craft realistic goals and achieve significant benefits.

Prior to establishing Strategic Treasury, he was a senior vice president and practice leader for Wachovia Treasury and Financial Consulting, and before that, vice president at SunTrust Bank and worked at The Hartford.  Greg also is the author of The Strategic Treasurer: A Partnership for Corporate Growth and is often quoted in Treasury & Risk and other publications, but we won't mention them. Craig.

CRAIG JEFFERY:  Well, good morning. I would like the winners to come forward on the Treasury Technology panel, so that we can get seated.

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