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A Federal Reserve rule capping debit-card “swipe” fees set by Visa Inc. and MasterCard Inc. would be delayed at least six months under a plan introduced in the U.S. Senate.

Senators began considering language today from Senators Jon Tester, a Montana Democrat, and Bob Corker, a Tennessee Republican, that would let federal regulators study the issue before determining whether to write new rules. The caps, mandated by the Dodd-Frank Act, are set to take effect July 21.

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