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When terrorists destroyed the World Trade Center a year and a half ago, they shut down the financial district–at least temporarily–leaving all but the most creditworthy issuers able to tap the credit markets. Many companies found themselves facing short-term liquidity crises and scrambling to find cash to pay suppliers and meet payroll. The attack also got many executives thinking about scenarios that up to that point seemed unfathomable–and how their companies might meet such challenges.

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