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Despite the high risk of being kidnapped in Iraq, companies can insure their employees against the possibility of abduction with global kidnap and ransom (K&R) insurance policies. K&R insurance absorbs the cost of hostage negotiations and pays a ransom up to the financial limits of the policy. Additional coverages include lost employee wages, death and dismemberment, medical costs, rest and rehabilitation, family counseling, legal costs and crisis management expenses.

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