Dell Inc. and Intel Corp.

If you want something done right, it's best to do it yourself–or so the saying goes. Certainly, no one at either Dell Inc. or Intel Corp., co-winners of Alexander Hamilton gold in retirement, would quibble with that mantra. As part of overhauls of the 401(k) plans at both companies, each designed its own set of lifecycle funds that offer workers who lack the knowledge or time to invest their money a low-cost option that is tailored to individual retirement schedules.

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