Remote deposit capture lets businesses scan checks and transmit the images to the bank, rather than taking checks to the bank to deposit. Now banks are making life even easier by rolling out remote deposit capture (RDC) applications for business customers' mobile devices. In April, J.P. Morgan Treasury Services launched its Image Deposit Direct (IDD) Mobile RDC application, which is available on Apple devices. Bank of America plans to roll out a mobile RDC app in the first quarter of 2013.

J.P. Morgan piloted its app with six corporate clients, including Ben E. Keith Co., a Fort Worth, Texas-based beverage distributor with a fleet of 330 delivery trucks.

The RDC app lets Ben E. Keith drivers capture check images remotely, rather than having to stop and deposit checks, which speeds up payments processing, improves efficiency and reduces risk exposure, according to Marilyn Jones, the company's director of process improvement.