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Digitization is gathering pace, and innovative payment providers are using new technologies to change the landscape of the financial services sector. Corporate banking customers are demanding more and more efficiency and transparency in their cross-border payments. And the global correspondent banking network—the crucial facilitator of international trade—is under increasing pressure to adapt.

Banks have long been reliant on the payments infrastructure provided by the Society for Worldwide Interbank Financial Telecommunication, known more commonly as SWIFT, the global network that enables communication of financial information between banks. But the status quo is no longer acceptable. Financial institutions that want to remain competitive in the market for cross-border trade must embrace innovation.

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