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It hardly takes a high-tech guru to deduct that 2017 was a year when cybersecurity concerns caused businesses of all sizes to quake over losses both real and anticipated.

“Cybersecurity is as big an issue as there’s ever been in the insurance industry,” said Adam Hamm, managing director of global consultancy at Protiviti, former president of the National Association of Insurance Commissioners (NAIC) and past chairman of that group’s Cybersecurity Task Force. “At least over the last generation, I’ve never seen an issue that’s bigger than cybersecurity, because we’re talking about breach after breach after breach.”

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