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$1 million (Credit: Allison Bell/ALM)

How much is enough? When can you retire?

Millions of baby boomers, and even members of later generations who have visions of an early retirement, are now asking these questions. The longing for an answer, a definitive finish line, has prompted many large financial institutions to market a “number.” Reach this number and you’ll be set. But anyone wise and patient enough to run a stochastic analysis will quickly realize there is no perfect number. A financially successful retirement depends upon hundreds of variables, some within your control and others beyond it.

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