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How to Improve Women’s Retirement Savings

A Brookings paper outlines policies that could help women save more and get better retirement benefits.

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Stock photo: Woman in retirement

Women get the short end of the stick when it comes to retirement.

It starts with differences in earnings and, thus, less money to save for retirement. But then other factors come into play. Women are more likely to leave the workforce to care for children or parents, and they live longer.

A Brookings Gender Series paper recommends several policy changes that could address these issues. “Public policies that aim to boost women’s status in retirement should focus on the ways women participate in the labor market and in wealth accumulation programs, as well as on specific retirement programs and benefits,” authors Grace Enda and William G. Gale write in the paper, How Does Gender Equality Affect Women in Retirement?

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