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When the global economy went into hibernation to try to halt the spread of Covid-19, companies everywhere scrambled to get their hands on cash. Banks, shareholders, and governments were all tapped for money, but self-help played a big part too. Businesses tried to clear their inventories, to get paid quickly for their products and services, and to pay their bills more slowly. A company that does all those things should have more funds in the bank to pay wages and other fixed costs—crucial if you want to survive an economic crisis of this scale.

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