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Market volatility in recent months has left many retirement plan participants scrutinizing their 401(k) account balances, particularly as economic conditions trigger layoffs and force employers to suspend matching and non-elective contributions. At the same time, recent years have seen an increase in 401(k) plan litigation related to plan investments, fees, and recordkeeping practices. In uncertain times, a few simple actions can improve fiduciary processes and reduce your plan’s litigation risk.

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