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Many Paycheck Protection Program (PPP) loan recipients are in the process of spending down their loan proceeds. Now, these businesses are likely turning toward unpacking the details of how they can maximize their loan forgiveness entitlement.

The Small Business Administration (SBA) and U.S. Treasury Department have released substantial guidance to help organizations understand whether they will be eligible for loan forgiveness and how to calculate the amount that can be forgiven. For owner-employees, some of that guidance will work in their favor, while other aspects of the interim final rule might come as a surprise to those who didn’t anticipate having trouble qualifying for loan forgiveness.

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