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Theresa Ghilarducci The U.S. retirement system is a “disaster,” but it can be fixed, New School professor Teresa Ghilarducci says.

Most middle-class workers were already headed for an impoverished retirement. Then came the coronavirus pandemic to speed up that gloomy tomorrow. So says economics professor and retirement security expert Teresa Ghilarducci in an interview with Treasury & Risk’s sister publication ThinkAdvisor. In the interview, Ghilarducci discusses her new policy proposals to solve the acute retirement-security problem.

The labor economist, who teaches at The New School for Social Research, has long focused on the need to fix the U.S. retirement system, which she labels not only “broken” but “a disaster.” She argues that the pandemic has hurt older Americans’ retirement in big ways, especially that of laid-off workers who, for example, withdrew money from their retirement savings, fell into debt, or received Social Security benefits earlier.

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