Photo from a job fair in Kentucky on July 29, 2021. Job fair at a community center in Beattyville, Kentucky, on July 28, 2021. Photographer: Jon Cherry/Bloomberg

Julie Diaz stepped down from her job as a legal secretary last spring. Her retirement ended up being short—and not so sweet. Now 70, Diaz is working day and night. She took a job in March at Home Instead, a U.S. home care provider for seniors. Diaz works 12-hour overnight shifts in Phoenix taking care of a 79-year-old with Parkinson’s disease and mild dementia.

After work, she takes a nap, then drives more than 50 miles to babysit her granddaughters. Diaz’s daughter recently separated from her husband and started working at a restaurant, so she needs child care and help paying thousands in legal fees to her divorce lawyer.

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