Photo: U.S. Treasury secretary Janet Yellen during a Senate Finance Committee hearing in Washington, D.C., on March 16. U.S. Treasury Secretary Janet Yellen during a Senate Finance Committee hearing in Washington, D.C., on March 16.

The top U.S. financial regulators proposed strengthening tools for addressing threats to financial stability, including changes to Trump-era guidance that have made it difficult to tag nonbank firms as systemically important institutions.

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