Other key findings:

IVF coverage. Among employers with at least 200 workers, about a quarter (27%) said they cover in-vitro fertilization (IVF), and a similar share (26%) said they cover artificial insemination.
Rebates from pharmacy benefit managers (PBMs). Among the largest firms with at least 5,000 workers, 34 percent said they receive "most" of the rebates negotiated by their PBM or health plan; 34 percent said they receive "some"; and 8 percent said they receive "very little."
Abortion coverage. Among large employers with at least 200 workers, 8 percent said that their plan does not cover legally provided abortions, and another 18 percent said that they cover abortions under limited circumstances, such as rape, incest, or the life or health of the pregnant enrollee.
Mental health and substance abuse. About half (48%) of firms with at least 200 workers said they have increased the mental-health counseling resources available to their workers through an employee assistance program (EAP) or third-party vendors, such as Headspace.
Spousal coverage. Among firms with at least 200 workers that offer health benefits to spouses, a quarter (24%) either require higher premiums or restrict coverage when spouses are offered health insurance from another source.

Instant Insights /

Employer Health Insurance Premiums Hit $25,000 in 2024