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Expiration of unlimited deposit insurance prompts worries about major withdrawals.
Bank apologizes to investors for failings on compliance.
More international investors now allowed to buy bonds on interbank market.
ECB president tries to build consensus on plan to cut Italy, Spain borrowing costs.
Central bank could lower rate it pays on bank reserves from current 0.25%.
ECB's Draghi and Bundesbanks Weidmann to discuss new measures, including bond purchases.
