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Central bank pushes the rate on cash parked overnight by banks down to minus 0.4%.
Last year's transactions totaled $14.4 billion, up 54% from 2014.
Marriott hedges against continuing strength in the dollar, only to see U.S. currency slump.
AIG, BNY Mellon and BB&T unit sought to save $1.5 billion.
A rise in the dollar in response to more easing in Europe could encourage the Fed to go slow on rate hikes.
The Fed isnt likely to push U.S. rates below zero, but treasurers of multinationals still have to cope with negative rates overseas.