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3,000 employers have overpaid, according to a recent report.
Shrinking the central bank's $4.5T balance sheet involves forces beyond the Fed's control.
Van Moltke succeeds Marcus Schenck in move that completes Deutsche's management shakeup.
FX reduced the earnings of 29 percent of large North American multinationals in the fourth quarter, with average impact of 4 cents per share.
Temporary cuts might discourage investment of offshore profit.
Proposal cites the increasing number of state and city regulations.
