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When the Terrorism Risk Insurance Act (TRIA) of 2002 was set to expiretwo years ago, Congress did a last-minute dance, extending the legislation through the end of this year, with a caveat to insurers: Get your act together now and create a commercial market absorbing terrorism risks. Once again, we are looking at TRIA’s sunset, and there are still no signs on the horizon of a private-sector solution.

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