Short of another major upheaval in the markets, the fallout from the financial crisis is beginning to settle. The winners and losers have been sorted out. So what should treasurers do now? Take a deep breath and a hard look around after a frantic year, said Anthony Carfang, a partner in consultancy Treasury Strategies, in a chat with Treasury & Risk. There are systems to maintain, RFPs to write, lessons to learn (like how a lack of global visibility into all cash can hurt), deferred technology projects to start and even staff to hire as some treasuries find not enough hands left on deck. Senior executives responding to T&R's Cash Management Survey confirm that the pressure is more intense than ever to award some cash management business to banks providing credit. At the same time, the need for better visibility is creating a voracious appetite for comprehensive real-time information and technology to speed the flow, writes Senior Contributing Editor Richard Gamble in this issue, which spotlights technology. SWIFT is riding that digital wave as more multinationals move banking communications to the network and more smaller companies find it easier to connect, Gamble also reports. Meanwhile, at the U.S. Postal Service, where an economic recovery is not expected to bring a rebound in slumping mail volume, CFO Joe Corbett faces a major turnaround challenge and a Sarbanes-Oxley deadline, writes Executive Editor Susan Kelly in our cover story. Post-this-crisis, a new round of regulation is taking shape. Treasurers will feel the impact and should pay attention, Carfang warns. Don't wait to exhale.