As the top risk manager at Reynolds American, SusanWilson has had plenty of risks to be concerned about. Starting in2004, there was the integration of the second and third largestU.S. tobacco companies, R.J. Reynolds and Brown & WilliamsonTobacco, to form Reynolds American. Litigation with the states andindividual plaintiffs continues. Last year, Congress gave the U.S.Food and Drug Administration new regulatory authority over tobaccoproducts. And imploding credit markets and a severe recession havesocked nearly all of corporate America.

It was the merger, however, that prepped Reynolds American todeal with later events. Wilson, who had just been promoted togeneral auditor at R.J. Reynolds, was tasked with examining themerged company's integration risk, an analysis that took her intoevery nook and cranny of its business units.

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