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Risk managers are alert these days to signs the soft insurance pricing they have enjoyed in recent years may be coming to an end. So far little has changed, according to data from Treasury & Risk’s 2011 Risk Management Survey, particularly on the property front. Thirty-eight percent of the 275 senior finance executives who responded to the survey, which was conducted before the earthquake in Japan, saw general liability premiums rise at their most recent renewal, though, up from 28% in 2010, while only 25% saw such premiums decline, down from 36%. Healthcare insurance continues to be the type of coverage causing the most concern, cited by 36%, up from 33% last year. However, those respondents worried about an increase in bankruptcies pushing up D&O premiums dropped by 10 percentage points this year, to 47%. And as evidence that the turmoil in the Middle East was not widely anticipated: Only a small portion currently buys political risk coverage.

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