European trade groups including the European Banking Federation, the European Payments Council and the European Association of Cooperative Banks have issued guidance on implementing the Single Euro Payments Area (SEPA), Finextra reports. The EU has set a February 2014 deadline for migrating euro payments to SEPA.

The document aims to provide answers to a number of questions related to the implementation of SEPA and help payments services providers apply the SEPA regulation (EU Regulation 260/2012).

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