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The Federal Reserve Board’s most recent Senior Loan Officer Opinion Survey on Bank Lending Practices found that around 20 percent of banks have eased credit requirements for business loans in the past quarter. In the survey of 68 domestic banks, none reported tightening credit standards for approving commercial and industrial (C&I) loans or credit lines—other than those used to finance mergers and acquisitions—while 19.1 percent reported that these credit standards are “easing somewhat” for large and midmarket businesses and 23.1 percent reported easing standards somewhat for small companies (those with annual revenues under $50 million).

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