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Declining property rates and easing of upward property rate pressure across multiple product lines should create a favorable year for insurance buyers, writes Willis in its 2014 North American marketplace report.

Willis expects property rates to fall an average of 10-12 percent for non-catastrophe exposed risks and decrease about 5-10 percent for risks exposed to natural catastrophes, such as hurricanes. The decline is driven by an influx of alternative capital to the insurance industry, especially to the catastrophic property risk segment.

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