Financial wellness programs are all the rage these days.

They were a hot topic during a GAO forum on financial literacy earlier this year, when a group of experts discussed how employers are well-positioned to offer more comprehensive programs to their employees.

And it's obvious that employees need help, since they're not confident about what they're doing. Just 28 percent of respondents in a recent LIMRA study said they're very confident about their own ability to make important financial decisions, and 72 percent take advantage of workplace programs designed to boost their financial acumen about the benefits offered by their employers.

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