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When in need of emergency funds, lots of employees turn to their retirement plans for a loan—but that can threaten their eventual retirement security, since sometimes workers fail to pay them back—either because of job changes that escalate the repayment schedule or due to financial hardship.

But there’s another option in town: Kashable, an online loan service launched last year that provides loans to the employees of participating employers and repaid via automatic payroll deductions.


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