Savvy organizations realize that, although rare, earthquakes,floods, hurricanes and tsunamis pose a business travel risk thatcan't be ignored. Natural disasters can leave companies scramblingto ensure their employees' whereabouts and safety.

Recent earthquakes in Ecuador, Japan and Nepal have shown just how essential preparing for the righttravel risks can be for HR managers who oversee businesstravel.

When employers begin their risk management preparations, thestakes are high: They're morally and legally obligated to protecttheir employees from the risks associated with travel. However, bytaking a proactive—not reactive—approach to addressing these risks,employers can improve response times and emergency protocols.