New York City-based insurer Travelers Cos. Inc. recently announced the results of its “Risk Index,” an annual survey that examines what keeps most U.S. business leaders and consumers up at night.

Both groups share concerns about cyber threats, the demands of a changing workforce, and severe weather, although results are mixed on the question of whether the world is becoming a riskier place.

What business leaders said

When asked about whether their world is getting riskier, fewer U.S. business leaders than in 2015 — 41 percent vs. 44 percent — say yes. Large businesses seeing the world as more risky dropped to 44 percent from 52 percent, with midsize businesses dropping to 43 percent from 47 percent, and small businesses remaining at 36 percent.

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