New York City-based insurer Travelers Cos. Inc. recentlyannounced the results of its “Risk Index,” an annual survey that examineswhat keeps most U.S. business leaders and consumers up atnight.

Both groups share concerns about cyber threats, the demands of achanging workforce, and severe weather, although results are mixedon the question of whether the world is becoming a riskierplace.

What business leaders said

When asked about whether their world is getting riskier, fewerU.S. business leaders than in 2015 — 41 percent vs. 44 percent —say yes. Large businesses seeing the world as more risky dropped to44 percent from 52 percent, with midsize businesses dropping to 43percent from 47 percent, and small businesses remaining at 36percent.

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