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Make way for the next big advance in treasury technology: application programming interfaces, or APIs, which give companies quicker and easier access to information that resides in their banks.

An API is a technology toolkit that enables one system to access data in another system. Banks have used them for years to link internal systems; according to a February report from research and advisory firm Aite Group, 95% of the 21 major banks in North America, Europe, and Asia-Pacific that it surveyed used APIs internally.

Now banks are starting to use APIs to give corporate customers direct access to bank data from within their own treasury workstation or ERP system.

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