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Americans’ Retirement Preparedness on Upswing

Still, half of savers are at risk of not meeting essential retirement expenses in a downturn.

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American savers are in fair shape when it comes to retirement preparedness, Fidelity Investments reported last week.

Fidelity’s biennial retirement savings assessment study showed that Americans’ retirement score had reached a record-high 80, which means that the typical saver is on track to have 80 percent of the income Fidelity estimates he will need to cover retirement costs.

This represents a big improvement over a score of 62 in 2005, when the first assessment was conducted.

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