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Bitcoin, other cryptocurrencies, blockchain, and most recently initial coin offerings (ICOs) are expected to have a far-reaching impact on the global economy—eventually. Blockchain use cases are rapidly emerging in various industries, and startup businesses continue to announce ICOs as an alternative means of raising capital, even amidst regulatory investigations. While some see these technologies as obscure, or even faddish, others expect distributed ledger technologies to end up changing our economic and social systems in some truly fundamental ways.

Still, some treasury and finance managers’ understanding of these technologies is plagued by misconceptions. Key among these is the idea that blockchain, bitcoin, cryptocurrency, and ICOs are interchangeable terms.

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