In the fall of 2017, the #MeToo movement took off, bringingattention—and notoriety—to the widespread problem of sexualharassment and assault in the workplace. As a result of this andsimilar social accountability movements, employment practiceliability insurance (EPLI) and directors and officers (D&O)insurance are more needed and sought after than ever before.

Although initial allegations posted in social media focused onthe entertainment industry, sexual misconduct on the part of thosein positions of power has occurred across businesses andorganizations in the private and public sector alike. U.S. EqualEmployment Opportunity Commission (EEOC) data reveal that there wasa more than 50 percent increase in suits challenging sexualharassment in fiscal year 2018 over 2017. Overall, the EEOCrecovered nearly $70 million for sexual-harassment victims throughlitigation and administrative enforcement in FY2018, up from $47.5million in FY2017.