Stock illustration: Looking forward.

Last year was marked by a variety of shifts in the U.S. business climate in the aftermath of the Covid-19 pandemic. Interest rates rose precipitously, while inflation continued to moderate. Early in the year, several bank failures led to concerns about financial institutions' stability. And technology continued to drive "digital transformation" in businesses of all sizes, across industries.

As we embarked on 2024, Treasury & Risk checked in with Erik Smolders, a managing director in the Global Treasury Advisory Services group at Deloitte and the former treasurer of Ingram Micro, to see what he thinks treasurers should doing to prepare for the year ahead.

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