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Some bankers and academics are concerned about concentration of risk.
Fed standards may force non-U.S. banks to house businesses in U.S. holding company.
State Street, BNY Mellon charge to hold Danish kroner, Swiss francs.
Fed said to press BNY Mellon to speed market reforms.
Process will let customers swap lower-rated collateral for higher-rated securities; critics worry process will obscure risk.
Zames named co-COO, Cavanagh and Pinto co-CEOs of corporate and investment bank.