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Plan would require big banks to set aside capital buffer when market risks increase.
U.S. House passes same bill extending TRIA backstop that it passed last year; McConnell expects Senate to act quickly.
One senator's objection kills TRIA; insurers' association calls lack of reauthorization 'unconscionable.'
Measure includes provision exempting end-users of commodity futures from margin requirements.
Spending bill includes repeal of Dodd-Frank ban on swaps trading in bank units with federal backstops.