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Although 'aid can't come fast enough,' IMF assistance has yet to materialize.
Amid sluggish consumer borrowing, bank holdings of Treasuries have surpassed $2 trillion.
Eurozone finance chiefs agree to extend bailout funds to Greece for four more months; deal still requires approvals from ECB, EC, IMF, among others.
Germany, the Netherlands, and other nations increase pressure as Greek cash crunch looms.
Crackdown could cut loan issuance by up to $80B in 2015.
Companies could see rate reductions of 5% to 15% on property policies this year, Marsh says.