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Automaker offers lump sums to retirees, ex-employees. (Mike Archer of Towers Watson)
Reforms reduce risk, but ISDA's O'Connor cites 'serious concern' about some policies.
Company also halts CEO McClendons well deals.
Proxy firm endorses compensation packages at JPMorgan, Morgan Stanley.
Fidelity says average account balance has risen to $74,600, from $46,200 in Q1 2009.
Demand for loans also increased during the first quarter, according to Fed survey.
