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Euro nations want lower interest rate on exchanged Greek bonds.
54% see geopolitical disruption in coming year, up from 36% three months ago.
Only 27% of companies plan to add workers in the first half.
The EU and IMF now must decide whether to accept the deal, negotiator says.
Latest draft includes stiffer rules for big budget deficits.
Reading of 352,000 is lowest in almost four years.
