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Around 20 percent have eased credit standards, and nearly half of large banks have eased loan covenants.
Survey shows pickup in demand for commercial loans.
Stronger-than-expected jobs report includes four-year low on jobless rate.
EC lowers forecast; now predicts 0.4% decline in GDP in 2013.
While decline in claims suggests fewer firing, it doesnt ensure more hiring.
Fed policymakers aren't expected to announce any change after today's meeting.
