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Risk of default recedes on passage of austerity plan.
FFIEC backs layered security programs, detecting transaction anomalies.
Second quarter saw 720 companies file for offerings worth $67 bln.
Rash of sovereign defaults could mean big banks can't meet obligations.
Merger of transaction banking solutions providers could create a global player.
As Aug. 2 deadline approaches, leaders may settle for cuts of $1 trillion to $2 trillion.
